HOW YOU MAY USE MATERIALS FOUND ON THIS SITE

You may download, use, and copy the materials found on this site for your personal, noncommercial use only, provided that all copies that you make of the material must bear any copyright, trademark or other proprietary notice located on the site which pertain to the material being copied. Except as authorized in this paragraph, you are not being granted a license under any copyright, trademark, patent or other intellectual property right in the material or the products, services, processes or technology described therein. All such rights are retained by 4myBenefits, Inc., its affiliates and subsidiaries, and/or any third party owner of such rights. You may not create deep links or framed links to 4myBenefits, Inc., Web Sites without express written permission from 4myBenefits, Inc.

HOW YOU MAY USE OUR MARKS

4myBenefits, 4mybenefits.com, 4my2ndPaycheck, and all related product and service names, design marks and slogans are the trademarks or service marks of 4myBenefits, Inc., or its subsidiaries or affiliates. You are not authorized to use any 4myBenefits, Inc., name or mark in any advertising, publicity or in any other commercial manner without the prior written consent of 4myBenefits, Inc.

HOW YOU SHOULD USE THE INFORMATION YOU FIND HERE

Information regarding benefits and benefit costs are provided to created and maintained by each individual employer and insurance carrier with the employer’s prior written consent. While care has been taken to provide accurate information, errors or changes in benefit levels may nonetheless occur. Employees and employers using this site acknowledge that this site is not an insurance contract and agree that all benefits will be payable only in accordance with the terms, conditions, exclusions and limitations in the employer's master contract with the insurance carrier at the time the expenses are incurred. Employers and employees viewing or using this site agree to hold harmless 4myBenefits, Inc. for such errors. For more complete details, please read your individual certificate booklet or policy. Information contained on this web site does not, and is not intended to, constitute an advertisement, solicitation, or offer for sale in any jurisdiction where such use would be prohibited or otherwise regulated.

DISCLAIMER OF LIABILITY

The materials on this site are provided to you free of charge, on an "AS IS, AS AVAILABLE" BASIS WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

IN NO EVENT SHALL 4MYBENEFITS, INC., BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING SPECIAL, INDIRECT, CONSEQUENTIAL OR INCIDENTAL DAMAGES OR DAMAGES FOR LOSS OF PROFITS, REVENUE, USE, OR DATA WHETHER BROUGHT IN CONTRACT OR TORT, ARISING OUT OF OR CONNECTED WITH THIS WEB SITE OR THE USE, RELIANCE UPON OR PERFORMANCE OF ANY MATERIAL CONTAINED IN OR ACCESSED FROM ANY 4MYBENEFITS, INC., WEB SITE.

HOW WE MAY USE INFORMATION YOU PROVIDE TO US

While we encourage you to provide us with your thoughts and suggestions for improvement of our Web Sites, they are not intended to provide a confidential mechanism for resolving questions you might have about your benefits or coverages. Accordingly, do not use this Web Site address to send us any private or confidential information concerning your medical records, claims history, financial circumstances, or the like. Any feedback, data, answers, questions, comments, suggestions, ideas, or the like which you send to us by electronic mail or otherwise will be treated as being non-confidential and nonproprietary and you agree that any such information you choose to provide may be reproduced, used, and distributed by us for any purpose without restriction.

ENDORSEMENTS

All product and service marks contained herein that are not 4myBenefits, Inc., marks are the trademarks of their respective owners. References that we may make to any names, marks, products or services of third parties or hypertext links to third party sites or information do not necessarily constitute or imply our endorsement, sponsorship, or recommendation of the third party, information, product, or service by 4myBenefits Inc., or your employer. Conversely, the links to third party providers and others which may be found at this site are not intended, and should not be interpreted, as an endorsement by them of this site and 4myBenefits, Inc., is solely responsible for the content you find here.